I usually clarify upfront that this is not about financial planning but it is about bringing the much needed balance in your finances and how you feel about it (often connected with Mulaadhar/root chakra !). Financial wellness is not about using financial health checks (which are available across the internet) but it is about understanding the basic rules (yes, not just principles !) which govern our financial wellness, have a good plan and most importantly feel satisfied with where you stand and your planned future ahead (despite the uncertainties !) . Common-sense is not so common  :  Solutions to the most complex